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Where can I find homes to buy?

Homes for sale are advertised in several places:

• Real estate agents are located about the city. Most major real estate firms have websites that advertise houses nationwide.
• The Otago Daily Times (new window) advertises houses for sale on Wednesday and Saturday, many of which have 'open homes' during which you can visit a home without a real estate agent.
• The Property Press, a weekly magazine advertising homes, can be found at most supermarkets, some garages and outside most real estate agents offices.
• Online:
• Dunedin City Residential Properties for Sale (new window)
• Properties for sale in Dunedin City (new window)
• Some homes will be available to buy privately.
  

What are my rights and responsibilities?

The Real Estate Institute of New Zealand (new window) offers a buyer's checklist.

Do I need a lawyer and what will they do for me?

Although you do not have to have a lawyer, it is highly recommended you employ one as negotiating your way through the legal process unaided can be very difficult. The lawyer will advise you on the legal aspects of buying a home. This may include checking titles, valuations, mortgage agreements and finance arrangements.

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Where can I get finance for buying a house?

Banks and mortgage lenders offer finance for houses at varying rates and conditions, and of varying amounts depending on your income and the amount of your deposit. Remember to shop around to find the best deal for you.

What pre-purchase information is available?

We hold a wide variety of information on homes in the city:

• It is recommended that a Land Information Memorandum, is purchased for a property. A LIM contains all information we hold in relation to a property or any issues that may affect it.
• A search of our rates register will give information on the amount of rates for a property, plus a selection of aerial photographs and maps for each house.
• The District Plan is also available online.

You can also obtain useful pre-purchase information from professionals such as a builder or independent valuer.

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What appliances/fittings come with the property?

Most New Zealand houses are unfurnished, however some come with chattels. Check with your real estate agent before purchasing.

Where can I learn more about home ownership?

There is a free Home Ownership Education Course sponsored by Housing New Zealand (new window) and run through the Otago Chamber of Commerce (new window). Phone Kerry Phillips - (03) 479 0181.