Banks in Dunedin offer a wide variety of services, from internet and telephone banking, to automatic payments and direct debits. They also charge different fees for different accounts. Some investigation of your options is worthwhile.
Open a bank account
You can choose which bank to join. Information about banks and their policies are available at the retail branches of the banks and on their websites which are linked in the related information section below. The main banks are:
- ASB, ANZ, BNZ, Kiwibank and Westpac
What you will need
When you open an account, banks will usually ask you for three forms of identification, one of which should have a photo on it such as a passport or overseas driver's licence.
You will also be asked for your personal IRD (Inland Revenue Department) number, which will ensure you are charged the right amount of tax on any interest from your savings.
Electronic banking using an eft-pos card, is widely available and used in New Zealand. Your bank will ask you to choose a PIN (personal identification number) for electronic banking. Do not show your PIN to anyone. If you lose your bankcard or think someone else has your PIN contact your bank straight away on its freephone 0800 number.
If you are unhappy
If you have a dispute with your bank, which cannot be resolved satisfactorily through direct negotiations, you can contact the Office of the Banking Ombudsman.
- Banking Ombudsman (Link to external website | New window)
- www.anz.co.nz (Link to external website | New window)
- www.asb.co.nz (Link to external website | New window)
- www.bnz.co.nz (Link to external website | New window)
- www.kiwibank.co.nz (Link to external website | New window)
- www.westpac.co.nz (Link to external website | New window)
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